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Stripe

Payment Processing · Free · since 2010

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Stripe is a payment processing platform with powerful APIs for online payments, subscriptions, and marketplaces. It handles payments api, subscriptions, invoicing, and connect, and it's best suited for developers wanting the best payment api. It has been around since 2010, giving it a 16-year head start in building out integrations and refining the product.

The free plan offers no monthly fees.

pros

  • Includes Payments API as a core feature, purpose-built for payment processing workflows
  • Includes Subscriptions as a core feature, purpose-built for payment processing workflows
  • No monthly fees — generous enough for most small teams to get real work done
  • Established product with 16+ years on the market and a mature ecosystem

cons

  • Free plan exists but key features are locked behind the paid upgrade
  • Developer-oriented tooling may not suit non-technical team members
  • Ecosystem of third-party integrations is smaller than the market leaders in payment processing
  • Mobile experience lags behind the desktop version in features and polish

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